FM Global’s origins are from a Rhode Island textile mill owner who in 1835 improved his installation to reduce the risks of fire loss, and asked his insurers for a lower premium. When they declined, he set up Factory Mutuals with other safety conscious industrialists, to develop fire prevention and inspection methods, and then to return lower premiums to property owners. Today FM Global is a global insurance group, centred on resilience. The FM Global Resilience Index assesses business environment risks for 130 countries worldwide, including “Fire Risk Quality”, which is assessed on the quality and enforcement of national building codes and on the risk quality of actual facilities verified by FM Global. Eleven countries achieve a score 90% or higher: (in order) USA (100%), Portugal, Canada and Singapore, Hong Kong, New Zealand, Australia, Greece, Spain, Switzerland and Poland. Achieving nearly 90% are Germany, Romania, Belgium, Turkey, the Netherlands, France, Austria; Russia and Norway. The UK, Sweden, Finland, Israel, Italy and China have lower scores around 65-70%
https://www.fmglobal.com/research-and-resources/tools-and-resources/resilienceindex